It is is a decade since I purchased my house in tipton. Conveyancing solicitors have just been retained on the sale but I am unable to locate the title deeds. Will this jeopardise the sale?

Don’t worry too much. Firstly there is a chance that the deeds will be retained by your lender or they could be in the possession of the solicitor who handled your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in tipton relates to registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.

My Conveyancer in tipton has never been on on the Conveyancing Panel. Can I still use my prefered solicitor notwithstanding that they are not on the panel?

Your options are as follows:

1. Complete the purchase with your existing tipton solicitors but will need to use a lawyer on their panel. This will inevitably rack up the overall legal fees and result in delays.
2. Get a new lawyer to act in the purchase, obviously checking they are on the panel

Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one close by in tipton I like with amenity areas and transport links in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in tipton for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you need a home loan the remaining unexpired lease term may be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.

I have been pointed in your direction by a few estate agents in tipton to locate a conveyancer on your site. What’s the financial upside for Estate Agents to market your services over another?

We don’t give any referral fee for sending work to this site. We thought it would be too underhand a fee because a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.

tipton Conveyancing for Leasehold Flats - Sample of Queries before buying

Its a good idea to find out as much as possible about the managing agents as they can either make life much easier or problematic. As the proprietor of a leasehold property you are frequently in the clutches of the managing agents from a financial perspective and when it comes to practical matters like the tidiness of the common parts. Don't be shy to ask other people whether they are happy with them. On a final note, find out the dates that you are obliged pay the maintenance charge to the managing agents and specifically what it includes. This information is important as a) areas could cause problems in the block as the common areas may start to deteriorate where services are not paid for b) if the tenants have an issue with the managing agents you will want to know about it What is the annual service fee and ground rent?