I am selling my house in Coven. Does the need to be on the conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.

I am buying a house and the lawyer has identified Chancel Repair to which the house may be liable because it falls into the area of such a church. She has recommended insurance. Is this strictly appropriate for conveyancing in Coven

Unless a previous acquisition of the premises took place after 12 October 2013 you may expect lawyers handling conveyancing in Coven to remain encouraging a chancel search and or chancel repair liability policy.

I'm buying my first flat in Coven with the aid of help to buy. The builders refused to move on the price so I negotiated 6k of extras instead. The house builders rep advised me not to tell my lawyer about the deal as it could affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a flat up to £195,000 and found one near me in Coven I like with a park and station in the vicinity, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Coven suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a home loan the shortness of the lease will be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.

Hoping to buy a property located in Coven and I am already nervous. I couldn't find anything specific about Coven. Conveyancing will be needed in due course but do you know about the Coven area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Coven. In the meantime here are some basic statistics that we found