We are selling our house in Handsworth. Will my have to be on the conveyancing panel in order to deal with redeeming my mortgage?

Ordinarily, even if your lawyer is not on the conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.

What is the difference between a licensed conveyancer and conveyancing solicitor in Handsworth

There are many recorded licenced Conveyancers in Handsworth and Solicitor firms in Handsworth offering conveyancing We would stress that the two are regulated professionals specialising in the legal aspects of transferring property. Both can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

We are getting a further advance on our home loan from as we wish to conduct a loft conversion to our home in Handsworth. Are we obliged to choose a high street Handsworth solicitor on the conveyancing panel to deal with the legals?

would not normally appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the panel.

have agreed my home loan in principle, my bid on a apartment in Handsworth has been accepted, now what?

The estate agent will want to know who your solicitors are (ensure that the are on the lender’s approved list). Telephone or your broker and finish off any relevant paperwork. will instruct a valuer who will get in contact with the estate agent or vendor to book a time for the valuation to happen. Once carried out (assuming no problems) it takes approximately a fortnight to receive the mortgage offer. will issue the offer to you and your . The legal work will then take it’s course according the nature and complexity of the conveyancing in Handsworth.

My wife and I purchased a terraced Georgian house in Handsworth. Conveyancing lawyer represented me and . I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Handsworth and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing practitioner who conducted the purchase.

My cousin has suggested that I use his conveyancers in Handsworth. Should I use them?

Much as we are happy to recommend a Handsworth conveyancing lawyer the ideal way to choose a conveyancing lawyer is to get guidance from friends or family who have experience in using the solicitor that you are considering.

I inherited a basement flat in Handsworth, conveyancing having been completed in 1995. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar flats in Handsworth with over 90 years remaining are worth £165,000. The average or mid-range amount of ground rent is £45 yearly. The lease comes to an end on 21st October 50

You have 50 years left to run we estimate the price of your lease extension to span between £36,100 and £41,800 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.