My husband and I are buying a newly constructed duplex in Kings Norton and my solicitor is advising me that she has to the lender to disclose incentives from the developer. I am under pressure to exchange contracts and I don't want to delay deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your . A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I require fast conveyancing in Kings Norton as I have a deadline to exchange contracts within one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?

As you are are a cash purchaser you are at liberty not to have searches conducted although no conveyancer would advise that you don't. With plenty of history conveyancing in Kings Norton the following are instances of what can arise and adversely affect market value: Enforcement Notices, Overdue Charges, Outstanding Grants, Road Schemes,...

I have been on the look out for a leasehold apartment up to £305k and found one round the corner in Kings Norton I like with amenity areas and transport links nearby, however it's only got 49 years unexpired on the lease. I can't really find anything else in Kings Norton for this price, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage the remaining unexpired lease term will likely be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

Is it simple use the search facility to locate a conveyancing lawyer in Kings Norton on the approved list for my lender?

First pick a lender such as , or then choose your location such as Kings Norton. Conveyancing firms in Kings Norton and beyond will then be shown.

What is the distinction between surveying and conveyancing in Kings Norton?

Conveyancing - in Kings Norton or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you discover the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the seller to fix the defects before you complete your move.