It is 10 years ago since I acquired my home in Essington. Conveyancing lawyers have now been instructed on the sale but I am unable to find the title documents. Is this a major issue?

You need not be too concerned. First there is a chance that the deeds will be retained by the mortgage company or they could be in the possession of the solicitor who acted in your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Essington involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.

I have todaybecome aware that Action Conveyancing have closed. They carried out my conveyancing in Essington for a purchase of a freehold house 12 months ago. How can I check that my home is not still registered in the name of the previous owner?

The quickest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Essington conveyancing specialists.

I am buying a new build apartment in Essington. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Essington

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

Due to the encouragement of my in-laws I had a survey completed on a property in Essington ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks will refuse to give a mortgage on such a home.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Essington. Conveyancing will be smoother if you use a solicitor in Essington especially if they are familiar with such properties in Essington.

Am I best advised to use a Essington conveyancing solicitor based in the area that I am purchasing? An old friend can handle the conveyancing but his firm is located over three hundred kilometers drive away.

The primary upside of using a local Essington conveyancing practice is that you can drop in to execute documents, present your ID and pester them where appropriate. Having local Essington know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and on the whole were impressed that should outweigh using an unknown Essington conveyancing lawyer solely due to them being local.