My fiance and I swapping mortgage lender for our maisonette in Great Wyrley with . We have a son approaching twenty who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is repossessed. I have two concerns (1) Is this document specific to the conveyancing panel as he never had to sign this form when we purchased 5 years ago (2) Does our son by signing this giving up his rights to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

As I am unsure how the conveyancing bit works what is the most important advice you can impart about purchase conveyancing in Great Wyrley?

You may not hear this from too many lawyers but conveyancing in Great Wyrley or throughout England and Wales is an adversarial experience. In other words, when it comes to conveyancing there is lots of opportunity for conflict between you and other parties involved in the transaction. For example, the vendor, property agent and sometimes a mortgage company. Appointing a law firm for your conveyancing in Great Wyrley an important selection as your conveyancer is your adviser, and is the SOLE party in the transaction whose responsibility is to act in your legal interests and to keep you safe.

On occasion a third party with a vested interest will try and persuade you that it is in your interests to do things their way. As an example, the estate agent may claim to be assisting by claiming that your solicitor is slow. Or your financial adviser may tell you to do take action that is against your conveyancers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

My brother-in-law has suggested I instruct a conveyancing solicitor in Great Wyrley. I I am struggling to find out whether they are on the conveyancing panel. Could you assist?

You should phone the solicitor and enquire if they are on the lender panel. Otherwise you can call who may be able to assist.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a straight forward, no chain conveyancing. Great Wyrley is the location of the property. Can you shed any light on this issue?

Flying freeholds in Great Wyrley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Great Wyrley you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Great Wyrley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I need to find a conveyancing solicitor for freehold conveyancing in Great Wyrley. I have discover a web site which appears to be the ideal answer If there is a chance to get all the legals completed via web that would be preferable. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?