We were about to retain a conveyancing solicitor in Crouch End recommended using your comparison tool but stumbled across some other quotes via the web appear less pricey – why is this?

One can find plenty of solicitors advertising at first sight what seems to be cut price. We suggest that you give due consideration about how important this transaction is to you that you are willing to be penny wise pound foolish with regard to the standard of the legal work. Some hide extras deep into the terms of business. The law firms that we put forward for conveyancing in Crouch End will notdo this.

When can the exchange of contracts take place for sale conveyancing in Crouch End and do I need to be at the solicitors branch?

If you are round the corner to one of the conveyancing solicitors in Crouch End you are welcome to come in to sign contracts. However, the law practices we work with offer a national conveyancing service and give as equally comprehensive and professional a job for you when dealing with you by post or email. The signing of the contract is not when everything is set in stone. A signed contract is necessary for the firm to address the formalities when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Crouch End)to be in the office available at the end of the phone to exchange contracts.

I have a mortgage with for my property in Crouch End. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform ?

must be informed of your intention in advance of renting your property as this is likely to be a breach of ’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact directly. You need not do this via a conveyancing panel lawyer.

I recently had an offer agreed on a house in Crouch End. My mortgage broker pressured me to appoint their . I paid an advanced payment of £175. Shortly after, the called me embarrassingly acknowledging that they were not on the conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Crouch End solicitor - who is on the conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

will need an independent valuation of the property. Your lawyer will not arrange this. Usually will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Crouch End postcode. As you are getting a mortgage with , you could contact them to see if they have a list of approved surveyors in Crouch End.

I purchased a 1 bedroom flat in Crouch End, conveyancing having been completed in 1995. How much will my lease extension cost? Similar properties in Crouch End with over 90 years remaining are worth £165,000. The ground rent is £45 invoiced every year. The lease comes to an end on 21st October 50

With 50 years remaining on your lease we estimate the premium for your lease extension to span between £36,100 and £41,800 as well as legals.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.

Our bank agreed in principle to give us a mortgage. We have retained a high street conveyancer in Crouch End two days ago. Today, our broker called to say that the lender said that we cannot use our solicitor as they aren't on their panel. As novices, we had no idea that the mortgage company had a say Is this permitted?

You can actually instruct any property lawyer you want to select including the said conveyancer in Crouch End however if your lender aren't happy with them you will have to fork out additional cost so the bank can instruct their own conveyancer too. It may be possible your solicitor may apply to get included on to the lender panel. You can use web-based search facilities including lenderpanel.com to find a conveyancing solcitor in Crouch End on the lender panel. You can go into your high street mortgage company branch in Crouch End. They will know some good conveyancing solicitors in Crouch End on the panel for your lender.