Due to move into my new home in Alexandra Park next Monday. My now wants me to supply her with proof of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the bank. What risks does the bank expect the insurance to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These obligations are not unique to conveyancing in Alexandra Park.

My brother-in-law has suggested I instruct a conveyancing solicitor in Alexandra Park. I need to find out if they are accepted on the approved list of lawyers. Could you assist?

You should e-mail your conveyancer and ask them whether they are on the lender panel. Alternatively you can get in touch with who may be able to confirm.

I am due to move property in . Does my conveyancing solicitor update the removal company on the completion day. As an aside, can you recommend a removal company in Alexandra Park. Conveyancing firm was found prior to coming across your website.

On the afternoon of completion you can collect the house keys from the property agent but this should only happen once the vendors solicitors inform the agent that the monies to complete are in and the keys can be passed over. You will need to inform the removal men that they can start moving you in. We do not suggest a specific removal organisation but can help you find a conveyancing in Alexandra Park or a lawyer with expertise in conveyancing in Alexandra Park.

Last month we had a mortgage agreed in principle with . Alexandra Park conveyancing practitioners are chosen. What is the average time that one could expect to receive a mortgage offer from ?

There is no definitive answer here. Have done the valuation? Have you informed as to your lawyers' details and checked that your lawyers are on the conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I can not work out if my bank requires a lease extension. I have called into my local Alexandra Park building society branch on various occasions and was advised it wasn't an issue and they will lend. My Alexandra Park conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.

Provided that the is on the lender approved list, they must follow the CML Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

It has been 4 months following my purchase conveyancing in Alexandra Park took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

My partner is purchasing a basement flat in Alexandra Park. He has received a fee estimate by the suggested by the estate agents totaling £1300 . It was seven years ago since I sold and purchased a home and it cost was £500. Have charges really increased to that extent?

We would recommend that you call 3 or 4 local Alexandra Park conveyancing solicitors requesting estimates. It is advisable to base your choice not just on cost, but on promptness and on how comprehensive the reply is.