I'm purchasing my first flat in Hornsey Rise with the aid of help to buy. The developers would not reduce the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not inform my solicitor about the side-deal as it may adversely affect my mortgage with . Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a house in Hornsey Rise prior to retaining lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks tend refuse to grant a mortgage on such a property.

It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hornsey Rise. Conveyancing may be slightly more expensive based on your lender's requirements.

What makes your site different to alternative online quote calculators when it comes to conveyancing in Hornsey Rise?

At this site receive an accurate costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Hornsey Rise. Unlike many estate agents and brokerage sites we are not in the business of charging firms a fee if you choose them for your conveyancing in Hornsey Rise

I am looking for a conveyancing practitioner in Hornsey Rise for my house move. Is there any facility to review a solicitor's complaints history with the profession’s regulator?

You may review published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For details Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor call for training reasons.

I've found a house that appears to be perfect, at a great figure which is making it all the more appealing. I have subsequently discovered that it's a leasehold as opposed to freehold. I am assuming that there are issues purchasing a leasehold house in Hornsey Rise. Conveyancing advisers have not yet been instructed. Will they explain the issues?

Most houses in Hornsey Rise are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Hornsey Rise so you should seriously consider looking for a Hornsey Rise conveyancing solicitor and check that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a tenant you will not be at liberty to do whatever you want to the property. The lease will likely included provisions such as requiring the freeholder’sconsent to conduct changes to the property. You may also be required to pay a maintenance charge towards the maintenance of the estate where the house is part of an estate. Your solicitor should report to you on the legal implications.

I invested in buying a 1 bedroom flat in Hornsey Rise, conveyancing having been completed half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Hornsey Rise with a long lease are worth £165,000. The average or mid-range amount of ground rent is £45 per annum. The lease ends on 21st October 50

With only 50 years left to run we estimate the price of your lease extension to be between £36,100 and £41,800 plus costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed investigations. Do not use this information in tribunal or court proceedings. There may be other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.