We wanted to use a property lawyer in Writtle for our house move. Our financial adviser informed us that our mortgage company won't deal with them. Surely this is unduly restrictive?

A mortgage company can insist on an approved conveyancer act for it. You would be expected to meet the cost of this. Do use our tool to get a quote from a solicitor to conduct conveyancing in Writtle on the approved list of solicitors.

My wife and I are purchasing a flat in Writtle. It might be a silly question but how we can trust a solicitor? At some point we have to deposit our life savings into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Can you point me to a directory of panel solicitors in Writtle on the Council of Mortgage Lender’s Website?

No. There is no such facility on the CML or Building Society Association sites. Very few lending institutions make their panel listings available online. Where you are looking for a Writtle on the please use our facility.

I'm in the process of looking at apartments in Writtle and I am about to put in an offer. Is it wise to have a on ‘stand by’? I am planning to take a mortgage with .

You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are seeking a mortgage with , ask your prospective lawyers if they are on the conveyancing panel otherwise they can't do the mortgage legal work.

We're first time buyers - agreed a price, but the agent told us that the owners will only issue a contract if we use the agent's preferred conveyancers as they need a ‘quick sale’. We would rather use a high street conveyancer accustomed to conveyancing in Writtle

We suspect that the owner is not behind this request. Should the owner desire ‘a quick sale', taking such a hostile approach to a motivated buyer is not the way to achieve this. Contact the owners directly and explain that (a)you are keen to buy (b)you are ready to progress, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)however you are going to use your preferred Writtle conveyancing solicitors - not the ones that will give their estate agent a commission or meet his conveyancing targets demanded by senior management.

Estate agents have just been given the go-ahead to market my ground floor apartment in Writtle. Conveyancing has not commenced, however I have just received a yearly service charge invoice – Do I pay up?

It best that you discharge the invoice as usual given that all ground rent and maintenance invoices should be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Writtle Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing

Is the freehold reversion owned jointly by the tenants? What is the length of the lease? Are any of leasehold owners in arrears of their service charge liability?

My brother mentioned that before selecting a conveyancing firm they must be approved by your lender. This is my first home move but I have an offer in principle with HSBC and I already have a family conveyancing solicitor in Writtle on standby. Will Nat West Bank require an approved lawyer to be selected? If so, where can I find that list so I can pick a conveyancing solicitor in Writtle?

You should instruct a solicitor that is on the Nat West Bank panel. Simply ring your preferred Writtle conveyancing lawyer and ask if they are on the Nat West Bank panel. If they are not on the panel you have numerous options open to you here:

• Complete the deal with your chosen Writtle but Nat West Bank will need to instruct a from their approved list. This will result in additional fees and likely delay.
• Appoint a fresh to act in the purchase, not forgetting to check that they are on the Nat West Bank conveyancing panel.
• Convince your to seek to join the bank panel.