My partner and I intend to remortgage our penthouse in Great Baddow with . We have a son approaching twenty who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have a couple of questions (1) Is this form unique to the conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

How can we tell if a Great Baddow conveyancing solicitor on the panel is any good?

When it comes to conveyancing in Great Baddow seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your transaction.

My partner and I have arranged a further advance on our mortgage from as we wish to carry out a loft conversion to our house in Great Baddow. Do we need to choose a bricks and mortar Great Baddow solicitor on the conveyancing panel to handle the paperwork?

would not normally appoint a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the panel.

Completion of my remortgage has taken place for my property in Great Baddow. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?

Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

Given that I will soon spend over three hundred thousand on a garden flat in Great Baddow I would like to talk to a conveyancer about mytransaction ahead of appointing the firm. Is this something that you can arrange?

We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be conducting your property ownership legalities in Great Baddow.There is no ‘factory style conveyancing’ - every client is unique individual, not a file reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Great Baddow should be the amount on the final invoice that you are charged.

Great Baddow Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing

Please note that where the lease has no more than eighty years it will have adverse implications on the marketability of the flat. Check with your lender that they are content with remaining years on the lease. Leases with less than 80 years remaining means that you will most likely have to extend the lease at some point and you need to have some idea of what this would cost. For most Great Baddowlease extensions you would need to own the residence for two years before you are eligible to extend the lease. Can you tell me if there are any major works in the planning that will increase the maintenance charges? It is important to be aware if a new roof is being installed or some other major work is pending to be shared amongst the tenants and will materially impact the level of the maintenance fees or necessitate a specific payment.

What type of property do your Great Baddow conveyancing estimates relate to?

The quotes supplied are only appropriate to standard domestic premises in England & Wales. Should you have any different needs such as industrial or agricultural property or commercial conveyancing in Great Baddow do telephone us to consider this further .