My IFA has asked me for my Brentwood solicitor’s panel reference for the Lloyds conveyancing panel. What is the best way to obtain this. I have called my local Brentwood branch but they have not got back to me yet.

Have you tried calling your Brentwood about this?. They maintain a central record lender panel numbers.

I am being advised by my lawyer that flying freehold insurance is necessary on my purchase. What is the level of cover for Brentwood conveyancing?

The appropriate level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between and . Conveyancing solicitors as opposed to members of the public take out such insurances.

I happen to be the sole recipient of my late father’s will with all property in now in my sole name, including the my former home in Brentwood. Conveyancing formalities meant that the Land Registry date was in . I want to move. I understand that there is a CML 6 month 'rule', meaning my property ownership will be regarded the same way as though I had purchased the house in . Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. many mortgage companies would take a practical view as this requirement chiefly exists to pick up on subsales or the wholesaling and assigning of property.

I am purchasing a property in Brentwood. A rare aspect is that the roof has a solar panel. have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is your lawyer must check the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for . The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and are required to report to where a lease does not meet these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Brentwood.

My colleague advised me that where I am purchasing in Brentwood I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is usually quoted for as part of the standard Brentwood conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Brentwood around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Brentwood.

I'm purchasing a new build house in Brentwood with the aid of help to buy. The sellers would not reduce the price so I negotiated five thousand pounds worth of extras instead. The property agent told me not reveal to my solicitor about this side-deal as it could put at risk my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Taking into account that I will soon part with 450k on a property in Brentwood I wish to talk to a lawyer concerning thehome move ahead of appointing the firm. Is this something that you can arrange?

This is something that we recommend - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be doing your property ownership legalities in Brentwood.There is no ‘factory style conveyancing’ - every client is an important person, not a matter number. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Brentwood should be the amount on the final invoice that you end up paying.