I am helping my mother sell her house in Nag's Head. Will the conveyancing solicitor arrange an EPC or it is for me to coordinate?

Following the abolition of HIPs, energy assessments was left as a required element of selling a property. An EPC should be to hand before the property is advertised. It is not a task that conveyancers normally arrange. If you are using a Nag's Head conveyancing lawyer they might help arrange EPC’s given their relationships with reputable Nag's Head energy assessors

We are getting a further advance on our home loan from as we intend to conduct improvements to our house in Nag's Head. Are we obliged to appoint a high street Nag's Head solicitor on the conveyancing panel to handle the legals?

would not normally require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the conveyancing panel.

I had an offer accepted on a house in Nag's Head on , valuation was booked five days after, all came back fine. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

My wife and I have a 4 bedroom Georgian house in Nag's Head. Conveyancing solicitor acted for me and . I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Nag's Head and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing solicitor who conducted the work.

I'm purchasing my first flat in Nag's Head benefiting from help to buy. The developers refused to budge the amount so I negotiated £7000 of additionals instead. The estate agent suggested that I not reveal to my lawyer about the deal as it would affect my loan with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the encouragement of my in-laws I had a survey completed on a property in Nag's Head in advance of appointing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks may not give a mortgage on such a property.

It depends who your proposed lender is. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Nag's Head. Conveyancing may be slightly more expensive based on your lender's requirements.

I am looking to sell my house. My former lawyers has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Nag's Head if that makes a difference.

Do use our search tool to help you choose a solicitor for your conveyancing in Nag's Head. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.