My partner and I are only a couple days away from an exchange on a house in Wollaston and my parents have sent the ten percent deposit to my . I am now informed that as the deposit has not arrived from me my needs to disclose this to my bank. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the lender concerning my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?

Your is duty bound to check with the bank to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

When it comes to lenders such as , do Wollaston face a yearly amount to be on the list of approved solicitors?

We are unaware of any lender fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.

Completion of my remortgage has taken place for my property in Wollaston. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

After months of negotiation I have agreed a price on a house in Wollaston. My financial adviser pressured me to appoint their . I paid an advanced payment of £225. Shortly after, the contacted me to say that they were not on the conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

How does conveyancing in Wollaston differ for new build properties?

Most buyers of new build premises in Wollaston contact us having been asked by the developer to sign contracts and commit to the purchase even before the premises is built. This is because new home sellers in Wollaston typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Wollaston or who has acted in the same development.

I am selling my home. My previous conveyancers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Wollaston if that makes a difference.

You should use our search tool to help you find a solicitor for your conveyancing in Wollaston. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

I have just appointed agents to market my ground floor apartment in Wollaston. Conveyancing solicitors are to be appointed soon, but I have recently received a half-yearly service charge demand – what should I do?

The sensible thing to do is clear the maintenance contribution as you normally would because all ground rent and maintenance payments should be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I own a studio flat in Wollaston, conveyancing was carried out in 1995. Can you please calculate a probable premium for a statutory lease extension? Corresponding properties in Wollaston with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 yearly. The lease runs out on 21st October 50

With only 50 years remaining on your lease we estimate the premium for your lease extension to range between £36,100 and £41,800 as well as costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of comprehensive due diligence. You should not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.