We are a couple about to exchange contracts for a ground floor flat in Kettering. We encountered a stumbling block. The loan offer with runs out on but the owners are suggesting a completion date of . Can one prolong the loan expiry date?
The best person to deal with your issue is your solicitors who should assess whether they corresponding with the bank, vendor’s lawyers, property agents or conceivably all three given the history of your conveyancing to date.
Are there restrictive covenants that are commonly picked up during conveyancing in Kettering?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Kettering. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a house in Kettering in advance of appointing lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may refuse to grant a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kettering. Conveyancing will be smoother if you use a solicitor in Kettering especially if they are acquainted with such properties in Kettering.
As co-executor for the estate of my grandmother I am selling a residence in Newport but live in Kettering. My conveyancer (who is 200 miles awayrequires that I sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing practitioner in Kettering to attest this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are located in Kettering
Me and my husband are disposing of a Kettering ground floor flat left to us 5 years ago in 2012. I have over a decades worth of conveyancing experience and, now retired, wish to undertake the legal work. The buyer's has informed me that their mortgage company will not allow to do our own conveyancing as they require the funds to be passed via a solicitor's bank account.
Mortgage instructions to from all mainstream lenders specify that If the vendor is not legally represented the borrower's lawyers should check whether the lender needs to be informed so that a decision can be reached if they are prepared to proceed.