I had intended to instruct a property lawyer in Tilbury for our house move. Our financial adviser has since notified us that our mortgage company won't deal with them. Surely this is unduly restrictive?

Pre- 2008 most lenders had a different appetite for risk. Almost all Tilbury conveyancing firms would have been on most mortgage company panels. The financial services regulator in 2010 completed a thematic review into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more data from law firms concerning their operations and the individuals who work for them as well as set certain criteria such a completing on a minimum amount of transactions. Many Tilbury conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Tilbury is amongst the hundreds of areas where the conveyancers we list are members of the panel for .

My partner and I are downsizing from our home in Tilbury and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers used an online conveyancing practice as opposed to a conveyancing solicitor in Tilbury. We have lived in Tilbury for 4 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification that there is no issue.

It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

I have a 4 bedroom Victorian property in Tilbury. Conveyancing lawyer represented me and . I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the matching property. Is it worth asking to clarify?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tilbury and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing solicitor who completed the work.

Due to the encouragement of my in-laws I had a survey completed on a house in Tilbury prior to retaining lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies may not give a loan on this type of house.

It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you contact us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tilbury. Conveyancing will be smoother if you use a solicitor in Tilbury especially if they are accustomed to such properties in Tilbury.

What type of conveyancing matters do Tilbury conveyancing organisations handle?

In the main Tilbury conveyancing companies tend to supply various services to home and land proprietors, sellers, investors, landlords and tenants which may include:

Property sale conveyancing in Tilbury or across the country Domestic purchase conveyancing in Tilbury and nationwide Transferring equity to add or remove owners Property transactions following matrimonial or relationship splits Tenancy and licence agreements Probate conveyancing and court of protection