My brother-in-law has suggested I instruct a conveyancing solicitor in Mobberley. I need to find out if they are accepted on the approved list of lawyers. Can you assist?

You should phone the conveyancer and ask them whether they can act for the bank. Otherwise you should call who may be able to assist.

We are buying a 3 bedroom semi in Mobberley. The intention is to convert the garage to an office at the property.Will the conveyancing process involve checks to determine if these alterations are prohibited?

Your property lawyer will check the deeds as conveyancing in Mobberley can occasionally identify restrictions in the title documents which prohibit categories of alterations or require the permission of another owner. Many extensions need local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.

When it comes to mortgage companies such as , do Mobberley incur a fee to be on the conveyancing panel?

We are unaware of any lender fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

I can not work out if my lender requires a lease extension. I have telephoned my Mobberley building society branch on various occasions and was informed it wasn't an issue and they will lend. My Mobberley conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend based on their published requirements. I simply don't know who is right.

The must comply with the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

How does conveyancing in Mobberley differ for newly converted properties?

Most buyers of new build property in Mobberley approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is built. This is because builders in Mobberley tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mobberley or who has acted in the same development.

My wife and I purchased a leasehold house in Mobberley. Conveyancing and mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1991. The conveyancing solicitor in Mobberley who previously acted has long since retired. Any advice?

First contact the Land Registry to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Mobberley conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I am the registered owner of a 1 bedroom flat in Mobberley, conveyancing was carried out 3 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Mobberley with an extended lease are worth £165,000. The ground rent is £45 per annum. The lease ends on 21st October 50

With only 50 years unexpired we estimate the premium for your lease extension to span between £36,100 and £41,800 as well as professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure without more detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before getting professional advice.

I am purchasing a house with all finances in place. My lawyer has been given with 2 distinct evidence of photo identification, bank statement, numerous utility bills. Now he wants a copy from a probate lawyer advising that the money is in place and that it has come from inheritance and not via illegitimate means.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Mobberley conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.