I am expecting a mortgage with Lloyds. My intention is to use a Licensed Conveyancer in Alderley Edge. Does the Lloyds Conveyancing panel exclude Licensed Conveyancers?

The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

I have justbeen informed that Wolstenholmes have closed. They conducted my conveyancing in Alderley Edge for a purchase of a leasehold apartment 9 months ago. How can I establish that the property is not still registered in the name of the former proprietor?

The easiest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Alderley Edge conveyancing specialists.

I am buying a new build apartment in Alderley Edge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Alderley Edge

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

Should I be concerned that 3rd parties that I am dealing with are encouraging me to use a nationwide conveyancing firm as opposed to a High Street Alderley Edge conveyancing practice?

As is the case with many professional services, often suggestions from family and friends can be extremely useful or valuable. Nevertheless there are numerous people with a vested interest in a conveyancing deal; estate agents, financial adviser and lenders may put forward solicitors to instruct. On occasion these solicitors might be known to one of the organisations as one of the best in their field, but occasionally there might be a commercial relationship behind the recommendation. You have the discretion to choose your preferred conveyancer. However, bear in mind that many lenders specify a panel list of law firms you are obliged to use for the lender related work in your home move.

I own a leasehold flat in Alderley Edge. Conveyancing and mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Alderley Edge who acted for me is not around. Any advice?

First contact the Land Registry to be sure that the individual purporting to own the freehold is indeed the new freeholder. It is not necessary to incur the fees of a Alderley Edge conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Alderley Edge Conveyancing for Leasehold Flats - A selection of Queries before buying

What restrictions exist in the Alderley Edge Lease? How many of the leaseholders are in arrears for their maintenance charge payments? Be sure to find out if the the lease includes any adverse restrictions in the lease. For instance it is very common in Alderley Edge leases that pets are not permitted in in a block in Alderley Edge. If you love the apartmentin Alderley Edge but your cat is not allowed to make the move with you then you have a very difficult choice.