We were just about to exchange contracts for a leasehold flat in Meir. We encountered a stumbling block. Our mortgage offer with expires on but the owners are suggesting a completion date of . Is it possible to extend the mortgage expiry date?

The best person to deal with your concern is your lawyer who will hopefully calculate whether they corresponding with the bank, seller’s representatives, selling agents or indeed all parties given the history of your transaction as of today.

Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Meir so that I can pop in to their offices if required.

As opposed to 12 years ago, the vast majority banks no longer need their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to hand over identification documents and there are still manifest benefits to instructing a locally based ayer, in your case a conveyancing solicitor in Meir.

I am downsizing from our property in Meir and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any high street Meir lawyer would know this is not the case. It does beg the question why the purchasers used a factory type conveyancing firm rather than a conveyancing solicitor in Meir. We have lived in Meir for 4 years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation that there is no issue.

It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

I am buying a new build house in Meir with a loan from . The sellers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The sale representative told me not to tell my conveyancer about this deal as it will adversely affect my mortgage with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am 18 days into a leasehold purchase having been recommend to conveyancers by the high street agent to handle our conveyancing in Meir. I am am starting to be dissatisfied with the level of service. Can you help me find new lawyers?

A lawyer would need to be very poor to suggest changing them. Has the loan offer been issued? In the event that it has you must advise them of the new contact details and ensure the loan are issued to the new lawyers. Your new solicitor ideally should be on the banks approved list to avoid added expenses and frustration. So that should be your starting point. The search tool will help you find a bank approved conveyancer for your conveyancing in Meir