I am hoping to receive a mortgage with Nat West. My intention is to retain the legal services of a Licensed Conveyancer in Langham. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.

I am considering applying for a mortgage for purchase of a new build (under development) in Langham with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for ?

There is nothing to stop you using your solicitor, but will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

The deeds to our house can not be found. The solicitors who handled the conveyancing in Langham 10 years ago are no longer around. What are my options?

Gone are the days when you need to hold title official documentation to evidence that you own the land or property, given that the Land Registry hold details of all registered land or property electronically.

I have been on the look out for a flat up to £305k and identified one close by in Langham I like with a park and railway links nearby, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Langham suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a home loan that many years will be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.

Leasehold Conveyancing in Langham - Examples of Queries before buying

Who is in charge of the block? What is the annual maintenance fee and ground rent? Does the lease have onerous restrictions?