It is is a decade since I bought my house in Barrowden. Conveyancing lawyers have just been retained on the sale but I can't locate the title documents. Will this jeopardise the sale?

Don’t worry too much. Firstly there is a chance that the deeds will be with your lender or they may be in the possession of the lawyers who handled the purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Barrowden involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

What is the optimum way to find out if the solicitor handling my conveyancing in Barrowden is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for thus spending £187.00 plus VAT in another set of conveyancing charges.

Please do take advantage of the search tool on this web page. Pick the lender and type ‘Barrowden’ or your location and you will see numerous conveyancers offices in Barrowden or by proximity to you.

Various internet forums that I have frequented warn that are the primary cause of hinderance in Barrowden house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Searches are unlikely to be the root cause of holding up conveyancing in Barrowden.

I invested in buying a studio flat in Barrowden, conveyancing was carried out in 1995. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding flats in Barrowden with a long lease are worth £165,000. The ground rent is £45 levied per year. The lease comes to an end on 21st October 50

You have 50 years unexpired we estimate the premium for your lease extension to span between £36,100 and £41,800 plus plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to provide the actual costs without more detailed investigations. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.

I have finally had an offer on an apartment in Barrowden accepted, but there is a chain. The current proprietors have submitted an offer on somewhere, but it’s not yet tied up, and are looking at other properties booked. I have instructed a nearby conveyancing solicitor in Barrowden. What should be my next step? At what point should I apply for the mortgage with ?

It is standard to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey, Barrowden conveyancing search costs, etc). The first thing to do is ensure that your is on the approved list. As to the subsequent phase this very much dictated by the specifics of your transaction, desire for the property and on the state of the market. During a hot market some purchasers will apply for a home loan with and arrange for the valuation and only if it comes back ok would they ask their to proceed with searches.