All was ready to move into my new home in Hampden Pk next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the bank. What does the insurance need to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not unique to conveyancing in Hampden Pk.

What does a local search tell me about the property I am purchasing in Hampden Pk?

Hampden Pk conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance Searchflow The local search is essential in every Hampden Pk conveyancing purchase; as long as you don’t want any nasty once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.

I decided to have a survey done on a house in Hampden Pk in advance of appointing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some lenders may not grant a mortgage on this type of premises.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hampden Pk. Conveyancing will be smoother if you use a solicitor in Hampden Pk especially if they regularly deal with such properties in Hampden Pk.

I am downsizing from my property. My past solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Hampden Pk if that makes a difference.

Please use our search tool to help you choose a solicitor for your conveyancing in Hampden Pk. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

I own a 1st floor flat in Hampden Pk, conveyancing having been completed half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Hampden Pk with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 yearly. The lease runs out on 21st October 50

With 50 years left to run we estimate the price of your lease extension to be between £36,100 and £41,800 as well as costs.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.