My husband and I are only a couple days away from an exchange on a flat in Eastbourne and my mum and dad have transferred the 10% deposit to my . I am now advised that as the deposit has been sent from someone other than me my needs to disclose this to my lender. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I informed the lender regarding my parents' contribution when I applied for the home loan, so is it really appropriate for this now to be an issue?

The is duty bound to clarify with the bank to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only notify this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

I am buying a new build flat in Eastbourne. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Eastbourne

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan.

I am looking for a leasehold apartment up to £195,000 and found one near me in Eastbourne I like with open areas and station nearby, however it's only got 61 years unexpired on the lease. I can't really find anything else in Eastbourne in this price bracket, so just wondered if I would be making a grave error buying a short lease?

If you require a mortgage the remaining unexpired lease term will likely be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this.

Given that I am about to part with 450k on a garden flat in Eastbourne I wish to have a conversation with the solicitor concerning thehome move in advance of giving the go ahead to the firm. Can this be arranged?

This is something that we recommend - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your conveyancing in Eastbourne.There is no ‘factory style conveyancing’ - every client is an important individual, not a file number. The practices that we put you in touch with believe that the figure you are quoted for your conveyancing in Eastbourne should be the figure that you are charged.

We have AIP from who said we could borrow up to £117k. At what point do we need to appoint a practitioner for conveyancing? Eastbourne is where we plan to move to.

It would be wise to appoint a now requesting that they open a file on your behalf. This will enable: 1) the estate agent to send out the Sales Memorandum to the relevant parties 2) the seller’s to send out the draft contract. However, do not ask your to start searches until you receive your valuation report via and you are happy to proceed.