We previously instructed conveyancing lawyers located in Hackney Marshes on the solicitor approved list. They are now charging me a separate amount for handling the mortgage. Is this a supplemental conveyancing fee specified by ?

Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your is entitled to charge a fee for this. The fee is not dictated by but by your Hackney Marshes . Numerous firms on the panel will quote ’dealing with mortgage’ fee but plenty of practices incorporate it on their overall fee.

I am currently in the process of buying my council flat in Hackney Marshes. I have a mortgage agreed with . Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Hackney Marshes solicitor - who is on the conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

will need an independent valuation of the property. Your lawyer will not arrange this. Usually will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hackney Marshes surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I acquired my home on 10 February and the transaction details are still not registered. Any reason for this? My conveyancing solicitor in Hackney Marshes said it should be recorded in less than a month. Are titles in Hackney Marshes particularly slow to register?

There is nothing unique about conveyancing in Hackney Marshes registration formalities. Rather than based on location, timeframes can vary depending on the party submitting the application, whether it is in order and if the Land registry must send notices to any third parties. As of today in the region of 80% of such applications are fully addressed in less than three weeks but occasionally there can be protracted hold-ups. Registration is effected once the new owner is living at the property so an expedited registration is not usually primary concern but if there is a degree of urgency associated with the registration then you or your solicitor should contact the land registry and explain the circumstances.

I'm buying a new build house in Hackney Marshes with the aid of help to buy. The developers refused to move on the amount so I negotiated 6k of additionals instead. The sale representative told me not inform my conveyancer about the deal as it will put at risk my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a leasehold apartment up to £245,000 and identified one round the corner in Hackney Marshes I like with amenity areas and railway links in the vicinity, however it only has 61 remaining years left on the lease. I can't really find anything else in Hackney Marshes in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

If you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.

As co-executor for the will of my grandmother I am disposing of a house in Monmouth but live in Hackney Marshes. My lawyer (who is 260 miles from meneeds me to sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Hackney Marshes to witness this legal document for me?

Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are Hackney Marshes based