Much to our surprise we have been advised by our IFA that my Bow lawyer is not on the lender Solicitor panel. What can I do to be certain whether this is indeed the case?

The first thing you need to do is to contact your Bow lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they may recommend you to a Bow conveyancing firm that is on the conveyancing panel for your mortgage company.

I am hoping to move into my new home in Bow next Monday. My now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not limited to conveyancing in Bow.

Having spent time researching moneysavingexpert.com for a recommended solicitor in Bow, many say that I must instruct a CQS assured lawyer. What is CQS?

The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * compliance with prudent and efficient conveyancing processes through the scheme protocol Membership includes numerous partnerships who carry out conveyancing in Bow.

My friend advised me that if I am purchasing in Bow I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is occasionally included in the estimate for your Bow conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Bow around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information concerning Bow.

We are soon to buying a home in Bow. Conveyancing is not yet done but we wish to have our purchase price confidential from sites such as Rightmove. How do I ensure this is not noted?

HM Land Registry by statute are bound to note price paid information on the official title for domestic properties nationwide which includes homes in Bow. The register of title is a public document, so HM Land Registry would be breaching their statutory obligations excluded certain properties such as the property in Bow.

You can ask HMLR to hide the price paid data however the response would be a No.