My fiancee and I are buying our first house. Our has texted usto ask if we would like to take out extra conveyancing searches. As novices we have no idea as to what's necessary for conveyancing in Grahame Park

The scope of Grahame Park conveyancing searches should be triggered based primarily on the premises, the location, the possibility of any of these risks, your knowledge of the region and risks, your general appetite to risk. What is important is that you properly appreciate what information each search could provide. Then you can make a decision if you personally think you need that search. If uncertain, ask the to advise.

This question may be naive but I am unexperienced as FTB of a two bedroom flat in Grahame Park. Do I collect the keys to the house on the completion date from my conveyancer? If so, I will find a local conveyancing solicitor in Grahame Park?

On the day of completion you will not be required to attend the conveyancers office in Grahame Park. Your solicitors will transfer the completion advance to the vendor’s solicitors, and once they have received this, you will be able to collect the keys from the Estate Agents and start moving into the property. Usually this happens between 1 and 3pm.

When it comes to mortgage companies such as , do Grahame Park incur a fee to be on the conveyancing panel?

We are not aware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

How can we know in advance if a Grahame Park conveyancing solicitor on the panel is any good?

When it comes to conveyancing in Grahame Park seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer handling your transaction.

Do I need to pay for insurance to cover chancel repairs when acquiring a house in Grahame Park?

Unless a prior acquisition of the premises completed after 12 October 2013 you can assume that lawyers handling conveyancing in Grahame Park to remain encouraging a chancel search and or chancel repair liability policy.

I opted to have a survey completed on a house in Grahame Park before retaining conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies will not grant a mortgage on a flying freehold property.

It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Grahame Park. Conveyancing will be smoother if you use a solicitor in Grahame Park especially if they are familiar with such properties in Grahame Park.

My conveyancers in Grahame Park have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the mortgage company. Is it case that being on the lender conveyancing panel they need to have retained the file for a prescribed period?

Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the mortgage company directly.