I'm buying my first flat in Edgware with the aid of help to buy. The sellers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The sale representative told me not disclose to my solicitor about the side-deal as it could impact my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My business partner and I are looking to take an assignment of a lease of a shop on a shopping parade. Can you recommend solicitors offering no-move-no charges for non-domestic conveyancing in Edgware for less than 2k?

We can recommend firms who host a wealth of experience of commercial conveyancing in Edgware, including the sale and purchase of businesses as well as simply property. Whether you are looking to purchase or sell a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right lawyer. As for the fees these will vary based on the structure and nuances of the deal. Let us have your details or call us so that we may furnish you with comprehensive commercial conveyancing quote.

As co-executor for the estate of my grandfather I am selling a property in Swansea but live in Edgware. My conveyancer (approximately 260 kilometers from mehas requested that I execute a statutory declaration before completion. Can you recommend a conveyancing lawyer in Edgware who can witness this legal document for me?

Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Edgware based

I am in need of some leasehold conveyancing in Edgware. Before diving in I require certainty as to the unexpired term of the lease.

If the lease is recorded at the land registry - and most are in Edgware - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I inherited a 2 bed flat in Edgware, conveyancing formalities finalised 3 years ago. How much will my lease extension cost? Similar flats in Edgware with a long lease are worth £165,000. The ground rent is £45 levied per year. The lease ends on 21st October 50

With only 50 years remaining on your lease we estimate the price of your lease extension to span between £36,100 and £41,800 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first seeking the advice of a professional.

My husband and I plan to buy our 1st home in Edgware. Conveyancing lawyer has been instructed. The mortgage adviser suggested that a survey is not needed as the property was only built 22 years ago.

As the bare minimum you need a Home Buyer's Report. Given the property was built more than a decade ago the property will be without a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report could be sufficient. The report should highlight any obvious issues and suggest additional investigation if appropriate. Where there are any signs of problems get a full Building Survey from the beginning.