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approved by West Bromwich BS
Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich BS list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the West Bromwich Building Society Conveyancing Panel
FAQs for the West Bromwich Building Society Solicitor Panel
My mortgage broker has says he needs my solicitor’s panel reference for the West Bromwich Building Society conveyancing panel. How do I obtain this. I have called my local West Bromwich Building Society office but they have not responded to me.
the sensible thing to do is ask for this information from your solicitor. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for West Bromwich Building Society.
My husband and I are refinancing our apartment with West Bromwich Building Society. We have a son approaching twenty who lives with us. The solicitor on the West Bromwich Building Society conveyancing panel has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is forfeited by the lender. I have two questions (1) Is this document specific to the West Bromwich Building Society conveyancing panel as he never had to sign this form when we remortgaged 3 years ago (2) Does our son by signing this giving up his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to West Bromwich Building Society .This is solely used to protect the West Bromwich Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of West Bromwich Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am searching for online conveyancing estimates. Can I be confident that all the firms that are identified on your website are on the West Bromwich Building Society conveyancing panel?
The law firms on our directory have assured us via an online form that they are on the West Bromwich Building Society panel and agreed to advise us to take down their listing in the event of removal off of the West Bromwich Building Society panel. To date we have not been informed by either a bank or a member of the public that the data about a specific firm being on the West Bromwich Building Society conveyancing panel is incorrect.
My house is up for sale and I have a buyer. Does my solicitor have to be on the West Bromwich Building Society conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the West Bromwich Building Society conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Can I be sure that the solicitor on the West Bromwich Building Society panel is any good?
seeking recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your transaction
I have today made my last payment due on mortgage with West Bromwich Building Society. I assume I don't need a solicitor on the West Bromwich Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your West Bromwich Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the West Bromwich Building Society mortgage from the register. West Bromwich Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the West Bromwich Building Society has sent the Land Registry the discharge electronically, and
the West Bromwich Building Society has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your West Bromwich Building Society mortgage has been paid off.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a West Bromwich Building Society conveyancing panel complaints department or do I complain directly to the law firm?
There is little point in complaining directly to West Bromwich Building Society. Every solicitor firm and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.