Find a Law Firm
approved by Ulster Bank
Ready to buy a new home? Failing to check that a lawyer is on the Ulster Bank list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Ulster Bank Conveyancing Panel
Ulster Bank Solicitor Panel Example Support Desk Enquires
My Solicitor has never been on on the Ulster Bank Approved Panel. Is it possible for me to use my family solicitor even though they are excluded from the Ulster Bank panel?
You will need to have a conveyancer complete the legal work required when you take out a Ulster Bank mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Ulster Bank conveyancing panel additional costs will be incurred as separate legal representation will be required by Ulster Bank. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
I do hope you can help me. My lawyer is advising me that he has to order a Local Authority search because the firm are on the Ulster Bank approved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Ulster Bank your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Ulster Bank’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Ulster Bank. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Your search tool is useful but there are many lawyers listed near Middlesbrough on the Ulster Bank conveyancing panel. Can you recommend a specific firm on the Ulster Bank approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
I am trying to get my former partner taken off the mortgage deeds. Can Ulster Bank really tell me which solicitor I can or can not use?
You can use any solicitor you like but Ulster Bank then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Ulster Bank solicitors panel
My existing mortgage is with Ulster Bank. My godfather has just retired and wants to pay off the mortgage left on the property. After Ulster Bank is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the Ulster Bank conveyancing panel? I do not intend to live at the property once the Ulster Bank mortgage is discharged.
Although you do need to retain the services of a lawyer they dont
need to be on the Ulster Bank panel.
You will need a solicitor to draw up the transfer and
to deal with the Land Registry formalities. The only thing you need to
consider is that by selling at an undervalue so ask your lawyer about
the implications. There could be an inheritance tax issue if you die
within 7 years of this. There's no capital gains tax for you as it is
your main residence.
Completion of my remortgage has taken place with a mortgage from Ulster Bank. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about Ulster Bank. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the Ulster Bank branches or the Customer Care Department at Ulster Bank head office. Ordinarily complaints to Ulster Bank are sorted out effectively and efficiently. If you feel that the matter is not resolved you can write to the
Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
My offer on house has been accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What should be my next step? At what point should I appy for the mortgage with Ulster Bank?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Ulster Bank conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Ulster Bank and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.