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approved by HodgeLife
Ready to buy a new home? Failing to check that a lawyer is on the HodgeLife list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Hodge Life Conveyancing Panel
FAQs : The Hodge Life Conveyancing Panel
I have just been informed by my mortgage adviser that my lawyer is not on the Hodge Life Conveyancing panel. What can I do to check?
The first thing you need to do is to contact your lawyer directly. You lawyer should advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the the approved Hodge Life solicitor panel.
I am due to move into my new home next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for Hodge Life. What does the insurance need to cover?
All property lawyers on the Hodge Life conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Hodge Life’s Part 2 requirements of the CML Handbook (last updated on Hodge Life). Being on the Hodge Life conveyancing panel your lawyer is expect to follow these instructions.
Do banks and building societies provide you with an approved list of solicitors? How do you know who is on the Hodge Life conveyancing panel?
The firms themselves provide us confirmation that they are on the Hodge Life conveyancing panel as opposed to being supplied with a list from Hodge Life directly.
We're in Wales, First timers purchasing with a mortgage (lender is Hodge Life , but our solicitor is on the Hodge Life conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Hodge Life conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Hodge Life be concerned
As you are obtaining a mortgage with Hodge Life your lawyer must to check the Hodge Life conveyancing instructions contained in the Part of CML Handbook for Hodge Life . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Hodge Life where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
We have had an offer accepted on a flat I spoke to a lawyer recommended by my brother and he suggested instructing a solicitor approved by Hodge Life. The estate agent recommended two local firms so I asked Hodge Life if the 2 suggested solicitors are approved, which they are not. Hodge Life pointed out that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Hodge Life 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Hodge Life to suggest a law firm in your location. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Hodge Life conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Hodge Life conveyancing panel as it may only take about 2-3 weeks. As long as they meet Hodge Life’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
My fiance and I are spending time viewing houses and now considering a potential offer. Is it best to have a conveyancer on ‘stand by’? I will be getting a home loan with Hodge Life
It would be sensible to have your start your search soon rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Hodge Life , ask your prospective lawyers check they are on the Hodge Life conveyancing panel otherwise they can't do the mortgage legal work.