Find a Law Firm
approved by Hinckley and Rugby
Ready to buy a new home? Failing to check that a lawyer is on the Hinckley and Rugby list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Hinckley and Rugby Building Society Conveyancing Panel
FAQs for the Hinckley and Rugby Solicitor Panel
My husband and I are purchasing a 1 bedroom apartment in Leeds with a mortgage from Hinckley and Rugby. We have a solicitor but Hinckley and Rugby says he's not on their "panel". It seems we have little choice but to instruct one of the Hinckley and Rugby panel firms or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that Hinckley and Rugby use our lawyer?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Hinckley and Rugby conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Hinckley and Rugby
Our son-in-law is buying a newly built flat with a home loan from Hinckley and Rugby. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Hinckley and Rugby conveyancing panel as a standard part of the process, and to the surveyor when asked.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Hinckley and Rugby conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
What tools are available to find a local solicitor on the Hinckley and Rugby conveyancing panel? I have a car and am prepared to travel up to 10 kilometers to meet the lawyer.
You can use the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Hinckley and Rugby solicitor panel.
The solicitors that I recently instructed on my house acquisition in London has suddenly closed. I only went with them because I needed a lawyer on the Hinckley and Rugby conveyancing panel and my family lawyer was not. I gave them a cheque for £150 in advance. What are my options?
Assuming that you have an Estate Agent in the equation then inform them straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Hinckley and Rugby conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to assist
Is there a list of Hinckley and Rugby panel conveyancers on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Hinckley and Rugby be concerned
Given that your lender is Hinckley and Rugby your lawyer must to check the Hinckley and Rugby conveyancing instructions contained in the Part of CML Handbook for Hinckley and Rugby . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Hinckley and Rugby where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I have paid off my mortgage with Hinckley and Rugby. I assume I don't need a solicitor on the Hinckley and Rugby panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Hinckley and Rugby mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Hinckley and Rugby mortgage from the register. Hinckley and Rugby,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Hinckley and Rugby has sent the Land Registry the discharge electronically, and
the Hinckley and Rugby has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Hinckley and Rugby mortgage has been paid off.