I have an AIP. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to appoint their panel conveyancer as I would much rather instruct a local conveyancing solicitor in Wootton Bassett?

Do check but the the probability is that give you one of their panel solicitors where you accept the "fee-free" deal. Contact the mortgage company to check if they offer you a monetary alternative. Some banks have previously offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor near Wootton Bassett.

My relative recommended that where I am purchasing in Wootton Bassett I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes included in the estimate for your Wootton Bassett conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Wootton Bassett around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Wootton Bassett.

I am buying a new build house in Wootton Bassett with a mortgage from . The developers would not budge the price so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not to tell my conveyancer about the extras as it would affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in Wootton Bassett and I am already nervous. I couldn't find anything specific about Wootton Bassett. Conveyancing will be needed in due course but do you know about the Wootton Bassett area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Wootton Bassett. In the meantime here are some basic statistics that we found

We're FTB’s - had an offer accepted, but the selling agent told us that the seller will only proceed if we instruct their preferred solicitors as they are insisting on a ‘quick sale’. We would rather use a high street conveyancer used to conveyancing in Wootton Bassett

We suspect that the owner is not behind this requirement. If they desire ‘a quick sale', taking such a hostile approach to a genuine buyer is not the way to achieve this. Try to communicate with the sellers directly and make the point that (a)you are keen to buy (b)you are ready to progress, with finances arranged © you are unencumbered (d) you wish to move quickly (e)but you will continue to appoint your preferred Wootton Bassett conveyancing firm - not the ones that will provide their estate agent a introducer fee or hit his conveyancing figures demanded by corporate headquarters.