We are a couple about to sign contracts for a garden flat in Wadhurst. We encountered a problem. The loan offer with runs out on but the sellers are putting forward a completion date of . Can one prolong the mortgage offer?

The best person to address this concern is your lawyer who should calculate if he or she is should be discussing with the bank, owner’s representatives, selling agents or possibly all parties based on the circumstances your transaction to date.

I am purchasing a semi-detached house in Wadhurst. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Wadhurst you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Wadhurst.

Just acquired a terraced house in Wadhurst , What is the estimated time for the Land Registry to register the transfer to my name? My Wadhurst conveyancing solicitor has been very slow, so I want to check that my purchase is recorded.

There is nothing unique about conveyancing in Wadhurst registration formalities. Rather than based on location, timescales can differ according to who lodges the application, whether there are errors and if the Land registry need to notify any third persons or bodies. As of today approximately 80% of such applications are fully dealt with within 12 days but some can be subject to extensive delays. Historically registration is effected once the purchaser has moved in to the property therefore an expedited registration is not typically an essential issue but where there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.

I am purchasing a new build house in Wadhurst benefiting from help to buy. The developers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent told me not to tell my solicitor about this deal as it may impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a property in Wadhurst ahead of retaining lawyers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some lenders may not give a loan on a flying freehold house.

It varies from the lender to lender. Santander has different instructions for example to Halifax. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wadhurst. Conveyancing will be smoother if you use a solicitor in Wadhurst especially if they are acquainted with such properties in Wadhurst.