My partner and I are approaching an exchange on a house in Vauxhall and my parents have sent the exchange deposit to my . I am now advised that as the deposit has been sent from someone other than me my needs to disclose this to my bank. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

Your is duty bound to clarify with mortgage company to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

I moved into my flat on 4 May and the transaction details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Vauxhall said it would be formalised inside ten days. Are titles in Vauxhall particularly slow to register?

As far as conveyancing in Vauxhall is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timeframes can differ according to the party submitting the application, whether there are errors and whether the Land registry need to notify any 3rd persons or bodies. As of today roughly three quarters of submission are fully dealt with in less than three weeks but some can be subject to extensive delays. Historically registration occurs after the new owner has moved in to the premises so 'speed' is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.

I opted to have a survey completed on a house in Vauxhall ahead of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies tend refuse to grant a mortgage on a flying freehold house.

It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Vauxhall. Conveyancing may be slightly more expensive based on your lender's requirements.

Is it simple use the search tool to select a conveyancing lawyer in Vauxhall on the authorised to act for my bank?

First select a lender such as , or then choose your location e.g. Vauxhall. Conveyancing firms in Vauxhall and further afield should be identified.

I would like to rent out my leasehold flat in Vauxhall. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for permission?

A small minority of properties in Vauxhall do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.

I bought a 1st floor flat in Vauxhall, conveyancing was carried out half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Vauxhall with a long lease are worth £165,000. The average or mid-range amount of ground rent is £45 yearly. The lease ceases on 21st October 50

With 50 years left to run we estimate the price of your lease extension to range between £36,100 and £41,800 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first getting professional advice.