My partner and I are only a couple days away from an exchange on a house in Upper Clapton and my parents have sent the ten percent deposit to my . I am now told that as the deposit has not arrived from me my needs to disclose this to my lender. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the bank regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to be an issue?

The is legally required to clarify with the bank to ensure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only report this to your lender if you agree, failing which, your lawyer must cease to continue acting.

My wife and I have recently appointed a conveyancing solicitor in Upper Clapton. I I am struggling to find out if they are accepted on the approved list of lawyers. Could you advise?

The first thing to do is call the conveyancer and ask them if they are on the lender panel. Alternatively you can get in touch with who may be able to assist.

We are downsizing from our home in Upper Clapton and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A high street Upper Clapton lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a factory type conveyancing firm as opposed to a conveyancing solicitor in Upper Clapton. Having lived in Upper Clapton for six years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification that the buyers are looking for.

It would appear that you have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

The estate agent has sent us the confirmation of our purchase of a new build apartment in Upper Clapton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Upper Clapton

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Upper Clapton is the location of the property. What do you suggest?

Flying freeholds in Upper Clapton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Upper Clapton you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Upper Clapton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.