We were about to instruct a conveyancing solicitor in Surrey recommended using your search tool but have come across some other quotes on the internet appear cheaper – how come?
There are many firms of conveyancers advertising at first sight what seems to be cut price. You should give due consideration about how much you respect your own move to want to take 'cheap' risks with regard to the standard of the conveyancing. Many of them accentuate a cheap quote to grab your attention but plant extra fees in the small print..
My property lawyer in Surrey has never been on on the Solicitor Panel. Is it possible for me to continue with my family solicitor even though they are not on the panel?
The limited options available to you here include:
- Complete the purchase with your existing Surrey lawyers but will need to instruct a lawyer on their list of acceptable firms. This will inevitably rack up the total conveyancing fees as well as result in delays.
- Find an alternative practitioner to act in the purchase, remembering to check they are Convince your solicitor to use their best endeavours to join the conveyancing panel
Completion of my remortgage has taken place for my property in Surrey. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Intending to buy a apartment in Surrey. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Surrey is on the conveyancing panel.
I have finally had an offer on a maisonette in Surrey accepted, the sellers do nevertheless have a connected purchase. The owners have put an offer on on an apartment, but it’s not been accepted yet, and have viewings of other properties booked. I have instructed a local conveyancing solicitor in Surrey. What do I do now? When should I get the mortgage application with going?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then valuation, Surrey conveyancing search fees, etc). First, you must ensure that your is on the approved list. Regarding the next stages this very much depends on the uniqueness of your transaction, motivation for this property and on the state of the market. During a rising market some home buyers would apply for the mortgage with and arrange for the valuation and only if it comes back ok would they ask their to move forward with the conveyancing in Surrey.
A friend advised me that if I am buying in Surrey I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Surrey conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Surrey around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Surrey Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Surrey Education with maps and statistics, Local Amenities and other useful information concerning Surrey.
I am the registered owner of a garden flat in Surrey, conveyancing having been completed in 1995. Can you work out an approximate cost of a lease extension? Similar flats in Surrey with a long lease are worth £165,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease expires on 21st October 50
With just 50 years remaining on your lease we estimate the premium for your lease extension to span between £36,100 and £41,800 as well as costs.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.