I own a freehold property in St Johns yet charged rent, why is this and what is this?

It’s unusual for properties in St Johns and has limited impact for conveyancing in St Johns but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

I am aiming to move house in . Should my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you recommend a removal company in St Johns. Conveyancing firm was chosen before I stumbled across this site.

On the afternoon of completion you will need to pick up the keys from the selling agent but this should only be done after the vendors solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be given over. After that you will need to advise the removal company that you are ready to move in. We do not recommend a particular removal company but can assist you in choosing a conveyancing in St Johns or a lawyer that specialises in conveyancing in St Johns.

I have today made my last payment due on my mortgage with . I assume I don't need a St Johns on the panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

have agreed my home loan in principle, my bid on a flat in St Johns has been agreed to, what are the next steps?

Your estate agent will need to be advised as to your 's details (ensure that the are on the bank’s panel). Contact or your financial adviser and finalise any outstanding forms. will appoint a valuer who will get in contact with the selling agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes about a week to receive the mortgage offer. will issue the offer to you and your . The legal work will then take it’s course according the nature and complexity of the conveyancing in St Johns.

Various internet forums that I have frequented warn that are the number one cause of stalling in St Johns conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature within the common causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of holding up conveyancing in St Johns.

I own a terraced Edwardian property in St Johns. Conveyancing solicitor represented me and . I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in St Johns and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing practitioner who conducted the work.

Given that I will soon spend over three hundred thousand on 3 bedroom house in St Johns I wish to have a conversation with the conveyancer about myhouse move prior to appointing the firm. Can this be arranged?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer who will be carrying out your property ownership legalities in St Johns.There is no ‘factory style conveyancing’ - each client is an important individual, not a case reference. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in St Johns should be the amount on the final invoice that you are charged.