What does my ID and proof of funds have anything to do with my conveyancing in Spilsby? Why is this being asked of me?

You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Spilsby. However these days you will not be able to proceed with any conveyancing process if you have not handing over evidence of your identity. This usually takes the form of a either your passport or driving licence and a council tax bill. Please note that if you are providing your driving licence as evidence of ID it must be both the paper element and photo card part, one is not sufficient in the absence of the other.

Evidence of the source of money is necessary under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancing solicitor will need to retain this information on record. Your Spilsby conveyancing practitioner will need to see evidence of proof of funds prior to accepting any funds from you into their client account and they will also ask further questions regarding the origin of funds.

Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who did the conveyancing in Spilsby 10 years ago have long since closed. What are my options?

Gone are the days when you need to hold title deeds to establish that you own the land or premises, as the Land Registry hold details of all registered land or property electronically.

Due to the encouragement of my in-laws I had a survey completed on a house in Spilsby in advance of retaining conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies may not grant a loan on this type of property.

It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Spilsby. Conveyancing may be slightly more expensive based on your lender's requirements.

We're new to the buying process - agreed a price, yet the selling agent has warned us that the seller will only move forward if we instruct their preferred conveyancers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Spilsby

We suspect that the owner is not behind this ultimatum. Should the vendor desire ‘a quick sale', turning down a serious buyer is counter productive. Speak to the owners direct and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with finances in place © you do not need to sell (d) you intend to proceed fast (e)but you will continue to instruct your preferred Spilsby conveyancing firm - not the ones that will earn the estate agent a introducer fee or achieve conveyancing targets demanded by senior management.

I've found a house that seems to meet my requirements, at a great price which is making it all the more appealing. I have since discovered that it's a leasehold rather than freehold. I am assuming that there are issues purchasing a house with a leasehold title in Spilsby. Conveyancing advisers have are soon to be instructed. Will they explain the issues?

Most houses in Spilsby are freehold rather than leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area can assist with the conveyancing process. It is clear that you are buying in Spilsby so you should seriously consider looking for a Spilsby conveyancing solicitor and check that they have experience in advising on leasehold houses. First you will need to check the number of years remaining. As a lessee you will not be entirely free to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’spermission to carry out alterations. You may also be required to pay a service charge towards the maintenance of the communal areas where the property is located on an estate. Your conveyancer will report to you on the legal implications.