After what seems like an age a mortgage agreement from Nationwide for the refinancing of my 4 room apartment is to be issued any day now. Could you put forward a low cost conveyancing law firm in Shortlands?

You have come to the wrong site to search for cut-price fees for conveyancing in Shortlands. We can offer you affordable conveyancing but we do not aim to advertise as being the cheapest. Do not be seduced by companies offering £100 conveyancing in Shortlands. At best, in deciding on low cost conveyancing, you will get your money’s worth and at worst you will end up being stung for additional fees and still not end up with the service you were hoping for.

Would the conveyancing solicitors that you recommend handle right to buy conveyancing in Shortlands?

We work with numerous conveyancing conveyancers carrying out right to buy conveyancing Do get in touch with the solicitors listed in order to secure a conveyancing quote.

I have been told by my lawyer that defective lease insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Shortlands?

The right level of defective lease indemnity insurance should be dictated by who your lender. It would differ for example between and . Conveyancing solicitors as opposed to borrowers take out such insurances.

It is not clear whether my bank requires a lease extension. I have called my Shortlands bank branch on numerous occasions and was reassured it wasn't a problem and they would lend. My Shortlands conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend based on their specific requirements. I have no idea who is right.

The must follow the Council of Mortgage Lenders’ Handbook Part 2 requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Planning on purchasing a maisonette in Shortlands. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Shortlands is on the conveyancing panel.

Am I best advised to go with a Shortlands conveyancing practitioner who is local to the property I am purchasing? An old friend can perform the legal formalities however her office is approximately 350miles drive away.

The primary upside of using a local Shortlands conveyancing practice is that you can attend the office to sign documents, present your ID and apply pressure on them if necessary. Having local Shortlands know how is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and the majority were happy that should surpass using an unknown Shortlands conveyancing lawyer just because they are local.

I’m about to sell my basement apartment in Shortlands.Conveyancing is yet to be initiated however I have recently had a half-yearly maintenance charge demand – what should I do?

Your conveyancing lawyer is likely to suggest that you should pay the maintenance contribution as normal given that all rents and service payments will be apportionedon completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process