What is the difference between a licensed conveyancer and conveyancing solicitor in Sandwich

There are two types of lawyers who can do conveyancing in Sandwich namely licenced conveyancers or solicitors. The two can provide conveyancing services that you need to complete the disposal or purchase of property. Both are obliged to execute Sandwich conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be properly conducted and that all requirements and procedures should be appropriately attended to.

This question may be naive but I am unseasoned as FTB of a ground floor flat in Sandwich. Do I collect the keys to the premises on completion from my conveyancer? If this is the case, I will use a local conveyancing solicitor in Sandwich?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you should be called to receive the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.

We are getting the release of further funds on our home loan from as we intend to conduct improvements to our property in Sandwich. Do we need to select a high street Sandwich solicitor on the conveyancing panel to handle the paperwork?

would not normally instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the list.

I appreciate that there are debates on Chancel Insurance on online forums. Do I require this when purchasing a property in Sandwich? or I am told that there is a law dating back centuries that could mean that house owners living in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Sandwich?

Unless a prior purchase of the house took place post 12 October 2013 you may expect conveyancing practitioners delivering conveyancing in Sandwich to continue to propose a a chancel search and or insurance against a claim.

three months have gone by since my purchase conveyancing in Sandwich concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing my first flat in Sandwich with a loan from . The sellers refused to budge the amount so I negotiated 6k of additionals instead. The sale representative suggested that I not to tell my lawyer about this side-deal as it could impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Sandwich cover?

Commercial conveyancing in Sandwich incorporates a broad array of services, offered by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.