My house in Radcliffe on Trent is up for sale and I have a purchaser. Will my have to be required to be on the conveyancing panel in order to deal with redeeming my mortgage?

Ordinarily, even if your lawyer is not on the conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.

My wife and I purchasing a victorian detached house in Radcliffe on Trent. We would like to an extension at the rear at the house.Will the conveyancing process include enquiries to determine if these works are permitted?

Your property lawyer should check the deeds as conveyancing in Radcliffe on Trent can sometimes reveal restrictions in the title deeds which prevent categories of alterations or necessitated the consent of a 3rd party. Many additions need local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

I have today made my last payment due on my mortgage with . I assume I don't need a Radcliffe on Trent on the panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

It is not clear whether my bank requires a lease extension. I have called into my local Radcliffe on Trent building society branch on numerous occasions and was informed it wasn't a problem and they would lend. My Radcliffe on Trent conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

As long as the is on the bank approved list, they must follow the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Is it necessary to pay for insurance to address the risk of chancel repairs when purchasing a house in Radcliffe on Trent?

Unless a prior acquisition of the property completed post 12 October 2013 you can assume that solicitors conducting conveyancing in Radcliffe on Trent to continue to recommend a chancel search and or insurance against a claim.

I opted to have a survey done on a property in Radcliffe on Trent ahead of retaining conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies will not give a loan on a flying freehold premises.

It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Radcliffe on Trent. Conveyancing may be slightly more expensive based on your lender's requirements.

How can the Landlord & Tenant Act 1954 affect my business offices in Radcliffe on Trent and how can you help?

The particular law that you refer to gives a safeguard to business tenants, granting the dueness to apply to court for a renewal tenancy and continue in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Radcliffe on Trent is one of the hundreds of areas of the UK in which the firms we work with are based