I'm in the process of swapping over from my domestic loan to a Buy to Let mortgage. The bank has said that I require a solicitor as part of the process. I got in contact with my former Padstow conveyancing practitioner who dealt with the legals when I previously bought the premises. The fee estimate issued of just over five hundred pounds is surprising as its a remortgage than a sale or purchase.

The costs illustration is slightly on the high side. If you you were to look around you may be able to decrease the fees slightly by say £125. On the other hand, if you were pleased with the assistance the firm provided you mightcome to rue choosing an a cheaper lawyer. Remember to be sure the conveyancer can represent . Do employ our search tool to select a Padstow conveyancing firm on the approved list of lawyers, which can often include conveyancing solicitors in Padstow.

It is a dozen years since I acquired my property in Padstow. Conveyancing solicitors have just been instructed on the sale but I can't locate the deeds. Will this jeopardise the sale?

You need not be too concerned. First the deeds may be kept by your mortgage company or they may be in the possession of the lawyers who acted in your purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Padstow involves registered property but in the rare situation where your home is unregistered it is more problematic but is resolvable.

3 months have elapsed following my purchase conveyancing in Padstow took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I need to instruct a conveyancing practitioner in Padstow for my home move. Is there any facility to check a solicitor's complaints history with the legal regulator?

Members of the public can search for published Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after Jan 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes monitor call for training reasons.

Looking forward to sign contracts shortly on a leasehold property in Padstow. Conveyancing solicitors have said that they are sending me a report tomorrow. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Padstow should include some of the following:

What options are open to you if a neighbour breaches a clause of their lease? Additions to the property Are you allowed to have a pet in the flat? You should be advised what is to be regarded as a Nuisance as far as the lease is concerned specifics of the parties to the lease, for instance these could be the leaseholder, superior lessor, freeholder

For details of the information to be included in your report on your leasehold property in Padstow please enquire of your solicitor in advance of your conveyancing in Padstow.

Leasehold Conveyancing in Padstow - Sample of Questions you should consider before buying

How much is the yearly maintenance fee and ground rent? How many of the leaseholders are in arrears for their service charge payments?