It is a dozen years since I bought my house in Northallerton. Conveyancing solicitors have just been instructed on the sale but I can't locate the title deeds. Will this jeopardise the sale?

Don’t worry too much. First there is a possibility that the deeds will be retained by the lender or they could stored with the lawyers who acted in the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Northallerton relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.

We are buying a 3 bedroom semi in Northallerton. Our aim is to an extension at the rear at the house.Will the conveyancing process involve investigations to ascertain if these alterations are prohibited?

Your solicitor should check the registered title as conveyancing in Northallerton can occasionally reveal restrictions in the title deeds which restrict certain alterations or need the consent of another owner. Some additions require local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.

I currently have a mortgage with for my property in Northallerton. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform ?

You must advise prior to letting out your property as this is likely to be a breach of ’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact directly. You need not do this via a conveyancing panel firm.

have agreed my home loan in principle, my bid on a flat in Northallerton has been agreed to, what are the next steps?

Your estate agent will wish to be advised as to your 's details (make sure the are on the lender’s approved list). Telephone or the financial adviser and finish off any appropriate forms. will appoint a valuer who will get in contact with the estate agent or vendor to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight to get a mortgage offer. will send the offer to you and your . The legal work will then take it’s course according the nature and complexity of the conveyancing in Northallerton.

It has been 4 months following my purchase conveyancing in Northallerton concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am selling my home. My past lawyers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Northallerton if that makes a difference.

Do use our search tool to help you find a solicitor for your conveyancing in Northallerton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

I own a 2 bed flat in Northallerton, conveyancing was carried out in 1995. How much will my lease extension cost? Comparable flats in Northallerton with over 90 years remaining are worth £165,000. The ground rent is £45 levied per year. The lease expires on 21st October 50

With only 50 years remaining on your lease we estimate the premium for your lease extension to be between £36,100 and £41,800 as well as costs.

The figure above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first seeking the advice of a professional.