My husband and I are buying a 1 bedroom flat in North Kensington with a mortgage. We wish to retain our North Kensington solicitor, but the bank says he's not on their "panel". We have to appoint one of the bank panel solicitors or keep our North Kensington as well as pay for one of their panel ones to represent them. We regard this is inequitable; can we not demand that the lender use our North Kensington ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your North Kensington conveyancing lawyer to apply to be on the conveyancing panel.
Can the conveyancing solicitors that you recommend conduct attended exchange conveyancing in North Kensington?
We do have a number of conveyancing experts who can conduct personalised exchanges. Please call us to receive a costs illustration and details as to dates.
We are buying a property and need a conveyancing solicitor in North Kensington who is on the solicitor panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for . We don't recommend any particular firms conducting conveyancing in North Kensington.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. North Kensington is where the house is located. Can you shed any light on this issue?
Flying freeholds in North Kensington are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in North Kensington you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in North Kensington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am thinking of appointing a conveyancing solicitor in North Kensington for my house move. Can I review a firm’s complaints history with the profession’s regulator?
Members of the public can read presented Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after Jan 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA may recorded call for training requirements.