My aunt passed away 10 months ago and as sole heir and executor I was left the house in North Ferriby. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?

Where you intend to refinance then will insist on your using a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

My wife and I have a 4 bedroom Georgian property in North Ferriby. Conveyancing practitioner acted for me and . I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in North Ferriby and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing lawyer who completed the work.

I'm buying my first flat in North Ferriby benefiting from help to buy. The sellers would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my conveyancer about this extras as it could impact my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking to sell my home. My previous lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in North Ferriby if that makes a difference.

You should use our search tool to help you find a solicitor for your conveyancing in North Ferriby. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.

Having had my offer accepted I require leasehold conveyancing in North Ferriby. Before I get started I require certainty as to the unexpired term of the lease.

If the lease is recorded at the land registry - and 99.9% are in North Ferriby - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

North Ferriby Conveyancing for Leasehold Flats - Sample of Questions you should ask before buying

This information is helpful as a) areas may cause problems for the block as the common areas may start to deteriorate where maintenance remain unpaid b) if the leaseholders have an issue with the running of the building you will need to have full disclosure It is important to be aware if a new roof is being installed or some other significant cost is anticipated to be shared by the leaseholders and will materially increase the the maintenance fees or result in a one off payment. Make sure you discover if there is anything that is prohibited in the lease. For example some leases prohibit pets being permitted in certain buildings in North Ferriby. If you like the apartmentin North Ferriby yet your dog can’t make the move with you then you have a very difficult decision.