It is 10 years ago since I purchased my home in Mevagissey. Conveyancing lawyers have now been instructed on the sale but I am unable to locate my title deeds. Will this cause complications?

Don’t worry too much. Firstly there is a chance that the deeds will be with the lender or they may be archived with the solicitor who acted in your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Mevagissey relates to registered property but in the unlikely event that your home is unregistered it is more of a problem but is not insurmountable.

We expect to receive a OIP from this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do recommend any Mevagissey solicitors on the conveyancing panel, or is it better to go independently?

You will need to appoint Mevagissey solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.

I have today made my last payment due on my mortgage with . I assume I don't need a Mevagissey on the panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

I am selling my flat. I had a double glazing fitted in October 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, are being difficult. The Mevagissey solicitor who is on the conveyancing panel is happy to accept ‘lack of building regulation’ insurance but are insisting on a building regulation certificate. Why do have a conveyancing panel if they don't accept advice from them?

It is probably the case that have referred the matter to their valuer. The reason why may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Is there anything unique about your site and other internet conveyancing brokers when it comes to conveyancing in Mevagissey?

At this site get a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Mevagissey. Unlike many estate agents and many comparison sites we are not in the business of charging firms a commission if you instruct them for your home move in Mevagissey

I am hoping to sign contracts shortly on a garden flat in Mevagissey. Conveyancing lawyers inform me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Mevagissey should include some of the following:

Details of the parties to the lease, for instance these could be the leaseholder, head lessor, landlord Changes to the premises Where does the liability rest for repairing the window frames What you can do if an adjoining owner breaches a clause of their lease? How long the lease is. You should be advised as what happens when the lease expires, and aware of the importance of the 80 year mark

I am the registered owner of a garden flat in Mevagissey, conveyancing formalities finalised half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent flats in Mevagissey with over 90 years remaining are worth £165,000. The ground rent is £45 invoiced every year. The lease runs out on 21st October 50

With 50 years remaining on your lease we estimate the price of your lease extension to be between £36,100 and £41,800 plus costs.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.

Are you able to set out the nature of conveyancing offered by Mevagissey conveyancing firms?

For the most part Mevagissey conveyancing firms manage to supply a wide sphere of legal advice to domestic and rural land owners, sellers, purchasers, landlords and leaseholders and you can expect them to do some of the following services:

Private sale conveyancing in Mevagissey and throughout the rest of the country Residential purchase conveyancing in Mevagissey and countrywide Deeds of variations for leases Acquisition of council property under the Right to Buy Scheme Key worker schemes Leasehold conveyancing sales and purchases