I have just been advised by my mortgage broker that my Marple Bridge solicitor is not on the lender Solicitor panel. What can I do to be sure whether this is correct?

Your first step should be to call your Marple Bridge lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.

We see that you have a search directory identifying law firms on the conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Marple Bridge?

We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Marple Bridge.

How does conveyancing in Marple Bridge differ for newly converted properties?

Most buyers of new build residence in Marple Bridge approach us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is built. This is because new home sellers in Marple Bridge tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Marple Bridge or who has acted in the same development.

I am looking for a leasehold apartment up to £195,000 and identified one round the corner in Marple Bridge I like with a park and transport links in the vicinity, however it's only got 51 years on the lease. I can't really find anything else in Marple Bridge in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

Should you require a home loan that many years will likely be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.

Marple Bridge Conveyancing for Leasehold Flats - Sample of Queries before buying

How many of the leaseholders are in arrears for their service charge payments? Is anyone aware of any major works in the planning that will likely increase the service costs? How is the lease structured?