Can you recommend a sanctioned Magor conveyancing firm who can have us moved in within under 3 weeks? Am I best advised to go for a high street Magor practice or an online conveyancer?

We can recommend some very good Magor conveyancing firms. Another option is to visit the main road in Magor. Visit two or three law practices and ask to speak with a conveyancing solicitor for a quote. Mention your expectations together with your reasons and get a commitment on speed. Appoint the one that you are most comfortable with.

My husband and I decided to purchase a newbuild flat in Magor with a mortgage from .We have a Magor conveyancing solicitor but informed us she’s not on their approved list of member firms. It seems we are left with no choice but to instruct a panel firm or retain our local solicitor and pay for one of their panel ones to act for them. This seems very unfair; is there anything we can do?

Unfortunately,no. The home loan offered to you is subject to its terms and conditions, a common one being that solicitors will be on the solicitor panel. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for

I am being advised by my lawyer that lack of right of way insurance is needed on my purchase. What is the level of cover for Magor conveyancing?

The appropriate level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between and . Conveyancing lawyers as opposed to members of the public take out such policies.

I'm the sole recipient of my late father’s will and I have everything in my name alone, including the house in Magor. Conveyancing formalities meant that the Land Registry date was in . I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my proprietorship may be considered the same way as though I had purchased the house in . Do I have to wait half a year to sell?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. many banks would take a practical view as this requirement principally exists to pick up on subsales or the quick reselling of property.

We have agreed to purchase a house in Magor. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender be concerned?

Given that your lender is your lawyer must follow the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for . The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and are required to report to where a lease fails to meet these conditions. The provisions relate to the installation of panels on properties nationwide and is not isolated to Magor.

I am purchasing a new build house in Magor with the aid of help to buy. The sellers would not move on the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not to tell my conveyancer about this deal as it would affect my loan with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Magor is where the house is located. Can you offer any advice?

Flying freeholds in Magor are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Magor you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Magor may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.