Are the BSA intent on creating a online directory to list law firms on the conveyancing panel for example in Lymington?

LenderPanel has not been advised of any intention on the part of the BSA to promote such a search facility.

I am purchasing my first flat in Lymington benefiting from help to buy. The builders would not move on the amount so I negotiated £7000 of additionals instead. The estate agent suggested that I not reveal to my lawyer about this extras as it would put at risk my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Lymington is where the house is located. Can you offer any advice?

Flying freeholds in Lymington are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lymington you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lymington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm remortgaging my existing home to a buy to let loan with and intend to use the remaining equity as a deposit on a second house. The location we are interested in is Lymington. Will your lawyers be able to act for both sets of banks and tie in the two deals?

Do use our comparison tool on this site to check that the conveyancers are on the relevant lender panels. On the basis that they are the conveyancer will be able to simultaneously deal with the two deals but you should have a chat with you lawyer and specify your expectations and needs.

I need to retain a conveyancing solicitor for residential conveyancing in Lymington. I have stumble across a web site which looks to be the perfect answer If it is possible to get all the legals completed via phone that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?