At long last a mortgage offer from Santander for the refinancing of my 2 bedroom garden flat is expected any day now. Can you recommend a cheap conveyancing lawyer in Lowestoft?

This site is not designed to help those in their quest for the lowest fares for conveyancing solicitors in Lowestoft. Our intention is to offer value for money conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing organisations offering low cost conveyancing in Lowestoft. Optimistically, in going for low cost conveyancing, you will earn what you pay for and at worst you will end up being stung for extras and still not get the service you were looking for.

We are buying a victorian detached house in Lowestoft. Our aim is to carry out an extension to the side at the property.Will the conveyancing process involve checks to determine if these alterations are prohibited?

Your solicitor should review the registered title as conveyancing in Lowestoft can occasionally identify restrictions in the title documents which prevent categories of alterations or require the permission of a 3rd party. Certain additions call for local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these issues with a surveyor prior to committing yourself to a purchase.

Please help - my lawyer advises that lack of planning permission insurance is needed on my purchase. What is the level of cover for Lowestoft conveyancing?

The appropriate level of lack of planning permission indemnity insurance depends on who your lender is. It would differ for example between and . Conveyancing lawyers as opposed to borrowers take out such policies.

We expect to receive a AIP from this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do recommend any Lowestoft solicitors on the conveyancing panel, or is it better to go independently?

You will need to appoint Lowestoft solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.

I used Action Conveyancing several years ago for my conveyancing in Lowestoft. Now, I need my documents however the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Lowestoft of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying a new build house in Lowestoft with the aid of help to buy. The builders refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The sale representative told me not inform my conveyancer about the deal as it will jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Am I better off to appoint a Lowestoft conveyancing lawyer based in the location that I am hoping to buy? I have an old university friend who can carry out the conveyancing but they are based a couple of hundredkilometers away.

The primary upside of using a local Lowestoft conveyancing firm is that you can attend the office to sign documents, hand in your identification documents and pester them where appropriate. They will also have local insight which is a bonus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and they were content that should trump using an unfamiliar Lowestoft conveyancing solicitor solely due to them being Lowestoft based.